Valeyo Omnichannel Loan Origination platform

Faster. Stronger. Smarter Engagement.

A unified platform for omnichannel loan origination.

PERSONALIZED
LOAN PRICING

TRUSTED
AUTO DECISIONING

NEXT GEN
UX

CONSUMABLE
API

CLOUD-BASED
SAAS PLATFORM

What we believe in

Financial institutions need a loan origination platform powerful enough to integrate to its financial ecosystem, and flexible enough to be tailored to its unique needs.

seamless from application to funding

Digital Lending & Engagement

Customizable workflows support a tailored end-to-end lending experience. Built on market research and in collaboration with industry leaders, Valeyo Ori lets you define the customer journey and deliver an improved experience that is aligned to your institution's brand.

Agnostic plug & play options

Adaptable to future needs and regulatory changes

Enable open banking capabilities

Digital ID Verification: Securely verify an applicant’s identification.
Credit Inquiry: Including soft inquires to your credit bureau for personalized loan pricing and pre-qualified offers.
Income Verification: Verify income and employment with real-time information.
Risk-Based Pricing: customize your risk-based pricing analysis to include specific parameters for borrower credit scores, debt-to-income, and other key metrics used for loan approval analysis.
Address Completion: Intelligent and rapid search of Canadian addresses, increasing accuracy and relevancy.
Core Banking: Integrate with core banking for loan origination and new member onboarding .

Define your own customer journey

Secure API &
Core Integrations

In alignment with Credit Union Financial Exchange Standards, Valeyo is developing its loan origination platform on a secure API model that is vendor agnostic. This foundational strategy will unlock the core capabilities of our system, enabling partners’ to integrate to best-in-class service providers of choice, giving them flexibility and control over the member experience. Our completed integrations include:

Digital ID Verification

Credit
Inquiry

Income
Verification

Risk-Based Pricing

Address
Completion

Core
Banking

Digital ID Verification: Securely verify an applicant’s identification.
Credit Inquiry: Including soft inquires to your credit bureau for personalized loan pricing and pre-qualified offers.
Income Verification: Verify income and employment with real-time information.
Risk-Based Pricing: customize your risk-based pricing analysis to include specific parameters for borrower credit scores, debt-to-income, and other key metrics used for loan approval analysis.
Address Complete: Intelligent and rapid search of Canadian addresses, increasing accuracy and relevancy.
Core Banking: Integrate with core banking for loan origination and new member onboarding .

Get The full picture in fewer clicks

Next Gen UX & UI

A fresh and intuitive experience reflects and respects the lender journey including day-to-day tasks, needs and operational best practices. The Ori platform provides an improved and fully branded customer UX allows your institution to increase service, speed, security and satisfaction.

Full SPEED ahead

Rapid Technology Development

Q1, 2021

Digital lending for prospects

Q3, 2021

Digital lending for existing members

Q4, 2021

Secured lending

Online and in-branch retail unsecured lending for new member onboarding.

Online and in-branch retail unsecured lending for existing members.

Online and in-branch retail secured lending for existing members and new member onboarding.

View Full Roadmap

About Valeyo

Building the future together

"We are evolving our technology and creating connections with industry leaders to deliver a seamless, forward-looking experience our partners and their members can trust."