Managing your organization’s portfolios is no small task, which is why institutions like yours employ us.
Valeyo’s proprietary commercial and agricultural credit origination, risk, and portfolio management system was created with utilizing insights from some of the most reputable commercial lenders across Canada. Our system optimizes the user experience to promote a seamless and simplified portfolio management process.
Configure our system to meet your institution’s unique needs.
This flexible system provides a complete end-to-end lending solution that saves you time, resources, and money.
Configure workflows to suit your institution’s needs by creating standardized processes and benefit from the transparency of annual reviews in a syndicated lending model. Leveraging more than 20 years of lending technology experience, Valeyo’s loan origination facilitates multi-application processing, data entry, credit application decisioning and more, with your risk appetite in mind.
Features
Configurable workflows
Easily configure foundational workflows to enforce your institution’s credit policy, processes and procedures.
Provincial and federal compliance
Meets CUDGE Approved, CASL, FINTRAC, and other regulations.
Forms automation and management
Access a full library of standard provincial forms that are regularly updated and maintained.
Simplified processing
Single point-of-sale data entry simplifies application processing and reporting.
Mobile lending-enabled
Elevates convenience for customers by eliminating the need for in-branch visits.
Verified integrations
Integrations to banking system and third-party service providers strengthen and streamline the origination and approval process.
Key Benefits
Portfolio management
Achieve a 360 degree view of single and multiple-borrower information to accurately manage and evaluate credit decisions, including centralized access of loan histories and transparency of annual reviews in a syndicated lending model
Compliance, audit and tracking
Automate manual processes and support digital audit trails, provide full visibility of application history, allow users to monitor status of entire loan portfolios and quickly create financial spreads for accurate reporting. CUDG approved and meets reporting requirements.
Standardize processes
Customize and configure workflows based on your institution’s credit policy and centralize checklists to create standardized processes and procedures for all lenders across in-branch and remote environments.
“Prior to Probe, we utilized a Word based credit application. There was initial apprehension with using a new system, but it allows for quick turnaround on applications due to the stored data it carries over from past applications. I have no interest in using another program.”
Commercial and Agricultural Lender, Sunova Credit Union
Frequently asked questions.
A loan origination system manages and automates the end-to-end steps in the loan process, from loan application submission through disbursement of funds. It creates repeatable, consistent and standardized processes for your financial institution.
Probe, our flagship commercial loan origination system can help your institution meet regulatory and risk requirements through the implementation of uniformed credit approval processes and portfolio management practices across your lending operations, data formats, and reporting metrics, ensuring your processes are streamlined, repeatable, and most importantly auditable.
Yes, approval chains are automated in the system workflows.
Yes, Probe is a web-based system that supports end-to-end application processing via mobile phones and tablets.
Probe can be stood up in 100 days.
Yes. Valeyo provides complete project management support from pre-planning through implementation, product training & onboarding and client success.